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Membership eligibility includes a one-time
membership fee of $5 and a minimum balance
of $5 maintained in an ASI Share Account. |
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Share Account Fees |
Share Draft Fees |
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Money Master Fees |
ATM & ASI Check Card Fees |
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Business Share Draft Fees |
Miscellaneous Fees |
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Excessive Withdrawals
(2 free per month) |
$ 5.00 |
| Collection Item |
$10.00 |
| Wire Transfer (Bank) |
$16.00 |
| Wire Transfer (Western Union) |
$16.00 |
| VIGO / IRNet wire |
Call for rates |
| International Wire Transfer up to and including $5000.00 |
$35.00 |
| International Wire Transfer over $5000.00 |
$50.00 |
| Temporary Checks (Set of 8) |
$ 3.00 |
| Certified Check |
$ 7.00 |
| ASI Official Check (third party) |
$ 15.00 |
Christmas Club early withdrawal
Funds are automatically transferred to ASI Share Account Nov. 1st. |
$10.00 |
Check Cashing Fee
Applies when member does not have Share Draft Account or, less than $100.00 on deposit
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$ 2.00 |
| Return Item Fee |
$ 5.00 |
| Collection Return Item |
$20.00 |
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| Monthly Service Charges |
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With Direct Deposit |
None |
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Average Daily Balance: |
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Less than $200 |
$10.00 |
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Between $200 -$499 |
$8.00 |
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$500 or greater |
None |
| Non-Sufficient Funds (NSF) |
$28.00 |
| Stop Payment |
$28.00 |
| Courtesy Pay Item |
$28.00 |
| Photocopy |
$5.00 |
| Share Draft Transfer (Overdraft protection) |
$3.00 |
| Cut Off Statement Copy |
$4.00 |
| Bill Payer Service |
None |
| Official Check Fee (Third Party) |
$15.00 |
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| Monthly Service Charge |
None |
| Non-Sufficient Funds (NSF) |
$28.00 |
| ACH Non-Sufficient Funds (NSF) |
$28.00 |
| Stop Payment |
$28.00 |
| Photocopy |
$5.00 |
| Share Draft Transfer |
$15.00 |
| Cut Off Statement Copy |
$4.00 |
Excessive Withdrawals
(3 free per month) |
$2.00 |
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| ATM & ASI Check Card Inquiry |
NONE |
| ATM/ASI Check Card Withdrawal |
NONE |
| Card Replacement |
$ 5.00 |
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| Monthly Service Charge |
NONE |
| Return Item Fee (item redeposited) |
$5.00 |
| Return Item Fee (2nd redeposit) |
$15.00 |
| Non-Sufficient Funds (NSF) |
$28.00 |
| Courtesy Pay Item |
$28.00 |
| Return Cancelled Drafts |
$0.15/item |
| Stop Payment |
$28.00 |
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| Money Orders |
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($0-$99.99) |
$ 0.75 |
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($100.00 and over) |
$ 1.25 |
| Traveler's Checks |
$1% of total |
| Dormant Fee*
(quarterly) |
$15.00 |
Returned Statement Fee
(Fee will be reversed if member signs up for E-Statements) |
$5.00 |
Excessive Application Fee
(Assessed only if another application from member has been declined by ASI within previous 6 months' time) |
$10.00 |
| GAP insurance coverage |
$300.00 |
| Overdraft collection account |
$25.00 |
| *An account is considered dormant if the balance is less than $200.00 and there has been no activity for one (1) year. After remaining dormant for one year, ASI will begin to charge the account a monthly dormant fee of $5.00 which will be collected quarterly. |
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