Regular Share Account (Savings)
FREE with direct deposit
$5.00 share to open account
Minimum $5.00 must be maintained
Pays competitive dividends
Payroll deduction and direct deposit are available
Free ATM card available

Payroll Card
FREE for nonmembers
A safe and secure way to receive payroll
Available to anyone employed by a company offering direct deposit
Payroll is paid via direct deposit to a stored-value card

Share Certificates (Certificates of Deposit)
$1,000 minimum initial deposit
A high-yield term savings account
Terms of 3 months to 5 years available

Individual Retirement Account
Possible tax-deferred retirement savings plan
$100 minimum deposit for IRA Passbook
$1,000 minimum deposit for IRA Share Certificate or Money Master Account
Roth and Traditional options
Rollovers and transfers accepted

Money Master Accounts
High yield savings account
$1000 minimum deposit to open
Three withdrawals per month without a fee
No monthly service charge
$100 minimum withdrawals